ASAP Financial Aid at BMCC

As the semester comes to an end, we want to remind you of the important deadlines below to help you stay on track and avoid any registration delays for the upcoming term.

Review Your Tuition Balance:
Log in to CUNYfirst and click on “Student Center” > “Financial Account” to review your current tuition balance.
An unpaid balance results in a “Bursar Hold”, which will prevent you from registering for next semester—so it’s important to take action now.

Make Sure Your Financial Aid is Complete:
If you expect financial aid to cover your balance, be sure to:

1. Submit the 2025–2026 FAFSA (Deadline: June 30, 2026)
   studentaid.gov/h/apply-for-aid/fafsa
   • If your FAFSA was rejected, is incomplete, or contains errors, your FAFSA must be corrected and successfully processed by your last day of attendance in Spring 2026 to confirm eligibility for federal aid.
   • Need help? Contact the Federal Student Aid Information Center: https://studentaid.gov/help-center/contact
2. Submit the 2025–2026 TAP Application (Deadline: June 30, 2026)
   www.tap.hesc.ny.gov/totw
   If you are not eligible for FAFSA, you may apply for TAP via the NYS DREAM Act
3. Check and Complete All Financial Aid Tasks
   Log into CUNYfirst and click on “Student Center” > “Tasks” to check your “To Do” list. Be sure to complete any outstanding Financial Aid Tasks.
4. Complete TAP Requirements
   Log in to your 2025-2026 TAP application at: My HESC Account Access | HESC to confirm all requirements are submitted. Need to fix errors or upload documents? Watch HESC’s step-by-step video tutorial guide. Need more help? Call to speak with a HESC representative: Speak with HESC | HESC

Explore Additional Aid Options:

• Federal Student Loans:
  If you’re interested in borrowing student loans, submit your request before the Spring 2025 application deadline: May 15, 2026.
• Income Adjustment Appeal:
  Have you (or your family) experienced a recent loss of income or financial hardship? You may qualify for an Income Adjustment, which allows the Office of Financial Aid to review and potentially update your FAFSA based on your current financial situation. Click on Income Adjustment Appeal to learn more. Deadline: May 1, 2026.

Need help?

• Office of Bursar
  Questions about tuition, fees, payments, or payment plans?
  Room S-330 | 212-220-1300 | bursar@bmcc.cuny.edu
• General Financial Aid Questions
  Contact the Office of Financial Aid at the Panther Station
• ASAP Financial Aid Advisement (By Appointment Only)
  Schedule a one-on-one appointment with an ASAP Financial Aid Advisor:
  Book through Navigate
• Email the ASAP Financial Aid Team
  ASAPfinaid@bmcc.cuny.edu (Include your full name and student ID number)

Taking these steps now can help avoid delays and ensure a smooth start to your next semester. Let us know how we can support you!

Do you plan to register for Summer 2026 at BMCC? You may qualify for financial aid assistance! Click on the resources below to learn more:

• Summer 2026 Requirements: How to secure funding for Summer 2026
• Types of Summer Aid: What types of aid can you qualify for?
• Summer 2026 FAQs: Important reminders and frequently asked questions

Hi! I’m Adriana, a current BMCC ASAP student in my final semester, majoring in Digital Marketing. I plan to transfer to Baruch College and major in Business Marketing, the Digital Marketing track.

This past winter, I studied abroad in Korea, which expanded my global perspective and pushed me out of my comfort zone. Exploring Seoul’s creative spaces deepened my interest in how marketing and culture connect worldwide and reaffirmed my passion for pursuing a career in Marketing.

I’m happy to talk about:

• Studying abroad
• Choosing a major
• Campus life 
• Planning your transfer
• Completing FAFSA or TAP
• Understanding your financial aid

If any part of my experience resonates with you, I’d love to connect!

We can schedule a time to chat about your goals, questions, or next steps. I’m available for Zoom or in-person meetings.

Email: amorillocabral@bmcc.cuny.edu
Office Hours: Mondays (In-Person) 1PM-5PM, Thursdays (Zoom) 8AM-5PM

Looking forward to meeting you!

Are you ready to file your FAFSA and TAP for the 2026–2027 academic year?

Our FAFSA & TAP Prep Wednesdays series is wrapping up, and the final session is happening next Wednesday at 2 PM on Zoom.

If you haven’t joined us yet, this is your last chance this month to get prepared before the March 1 priority deadline.

What We Cover in Prep Wednesdays

During these virtual live sessions, the ASAP Financial Aid team helps you:

✔ Understand the basics of FAFSA & TAP
✔ Review the documents and information you need before filing
✔ Avoid common mistakes that delay aid
✔ Ask your questions live
✔ Make sure you’re ready to file before March 1

These sessions are designed to make the process feel manageable, clear, and less stressful.

When Is the Final Session?

🗓 Wednesday, February 25th
⏰ 2:00 PM
📍 Zoom

This is the last Prep Wednesday session for February — don’t miss it!

Why It Matters

The 2026–2027 FAFSA & TAP covers:

• Summer 2026
• Fall 2026
• Spring 2027

ASAP students are required to file every year to maintain tuition and book benefits. Filing early gives you time to fix issues and prevents delays in your financial aid.

https://tinyurl.com/ASAPprepWed

As an ASAP student, you will receive textbook assistance to help reduce the cost of textbooks, course materials, and supplies. For more information, visit our Spring 2026 Textbook Information page.

Receiving a financial aid refund can be a big help—but it goes fast if you don’t have a plan. Whether your refund comes from federal or state aid, or through your ASAP textbook direct disbursement, these simple strategies can help you use your funds wisely and avoid unnecessary stress later in the semester.

1. Cover your school essentials first
Before spending your refund on anything else, make sure you’ve covered:
•Textbooks and required course materials
•Upgrading your personal computer, laptop, or tablet, and other essential electronic needs
•School supplies (notebooks, calculators, software access)

These costs directly affect your ability to stay enrolled and succeed.

2. Understand ASAP textbook direct disbursement
If you file your financial aid applications on time, ASAP textbook funding may be issued as a direct disbursement. This gives you more flexibility, but also more responsibility.

Use direct disbursement funds for:
•Required textbooks
•Course materials
•School-related expenses

Try not to treat this money as “extra”—it is meant to support your education.

3. Save money on textbooks
Textbooks are often the biggest expense, but there are ways to lower the cost:

•Wait for the syllabus before buying books—some are optional (check with your Professor)
•Buy used or rent instead of buying new
•Compare prices online before purchasing
•Check the library for reserve or digital copies

4. Set aside money for the future
Unexpected expenses happen. Try to save a small portion of your refund for:

•Device or software needs, such as repairs, upgrades
•Personal emergencies that could affect your ability to attend class
•Changes in financial aid eligibility, which may affect future refunds or out-of-pocket expenses

Even setting aside a little can help you avoid problems later.

5. Avoid spending refunds on non-essentials
It can be tempting to spend refund money right away, but using it on non-school items can create problems later in the semester—especially if you still need books or have a balance due.
Before spending, ask yourself: Will this help me stay enrolled and succeed this semester?

6. File early for future terms
Filing your financial aid applications early can:

•Increase your chances of receiving aid on time
•Reduce delays with textbooks and refunds
•Early filing helps you plan ahead and avoid last-minute stress

Final tip
Financial aid is there to support your education. Using it carefully—especially refunds —can help you stay on track, avoid extra costs, and focus on your classes.
If you have questions about your aid, refunds, or textbook funding, reach out to the ASAP Financial Aid Team—we’re here to help.

Your Winter Guide to Finals, Financial Aid & Staying on Track

As the semester winds down and finals season kicks in, the pressure can start to build—but you’re not doing this alone. The ASAP team is here to help you stay organized, stay motivated, and stay financially aid–ready as we head into the colder months. Whether you’re wrapping up final assignments or preparing for Winter 2026 courses, here’s everything you need to keep moving forward.

Submit Your Final Assignments

Finals season can get hectic, so now is the perfect time to double-check what’s due. Review your syllabus, check Brightspace, and reach out to your professors with any questions. Submitting missing work or completing extra credit can make a significant difference. A little organization now = a smoother end to the semester.

Remain Enrolled & Finish Strong

Don’t stop attending class! Missing too many sessions can lead to a WU (unofficial withdrawal)—which can hurt both your GPA and your financial aid. If you’re feeling overwhelmed, consider speaking with your ASAP Advisor or professors. We’re here to help you explore your options and keep you on track through the final stretch.

Stay Focused, Stay Funded

Your grades matter for more than just your transcript; they affect your Satisfactory Academic Progress (SAP), which determines whether you can continue receiving financial aid. Stay focused, break your studying into manageable chunks, and use campus resources like tutoring or the Writing Center to boost your performance.

Every strong step you take now supports your financial aid for next term.

Winter Session Students: Quick Tips

If you’re taking Winter 2026 classes, keep these in mind:

• Winter classes move fast—plan ahead
• Confirm your financial aid before buying textbooks
• Know your key dates (drop deadlines, last day of class)
• Stay in touch with your professors—communication is everything
• Use BMCC’s support services, many of which stay open during Winter
• Talk to your ASAP Advisor before making any schedule changes

Winter may be short, but it can help you advance your degree if you stay prepared.

You’ve Got This

We know this time of year can feel tiring, but you’ve already worked so hard. Stay warm, stay focused, and keep putting one foot in front of the other. Every assignment, every class, every study session brings you one step closer to graduation, and ASAP is cheering you on the whole way.

Finish strong, you’re almost there!

Spooky season may be over, but some financial aid myths can still come back to haunt students if they’re not careful! 👻 Throughout October, Fiona the Financial Aid Fox helped us uncover some of the most common misunderstandings about FAFSA and TAP, so you can stay informed and keep your aid safe from disappearing like a ghost.

Here’s a recap of the Financial Aid Myths we busted this month:

Myth #1: “Once I get financial aid, I’ll automatically get it every semester.”

Truth: Financial aid isn’t automatic! You must reapply for FAFSA and TAP every year to stay eligible. Your financial aid can change if your income or situation does. Don’t forget to maintain Satisfactory Academic Progress (SAP) by keeping your GPA up, completing your courses, and staying on track to graduate; otherwise, your aid could vanish!

Myth #2: “I support myself, so I don’t have to include my parents’ information on the FAFSA.”

Truth: Even if you support yourself financially, you may still be considered a dependent student for federal aid purposes. The FAFSA form determines this based on specific dependency questions. Visit StudentAid.gov/dependency to review the criteria before you file!

Myth #3: “I don’t need to apply for TAP since I already did the FAFSA.”

Truth: FAFSA and TAP are two separate applications! FAFSA covers federal aid, while TAP provides New York State aid. ASAP students must complete both applications to stay in good standing and receive their full award package. You can apply or check your TAP status at hesc.ny.gov/totw.

Stay Ahead of the Myths!

Financial aid doesn’t have to be scary. Stay proactive, apply early, and ask questions whenever you’re unsure. Your ASAP Financial Aid team is always here to help you stay informed and ready for success.

Happy Autumn Equinox, everyone! 🍂

As we welcome a new season, it’s the perfect time to get ahead on financial aid planning. One of the most valuable resources available to New York students is the Tuition Assistance Program (TAP). Here are five key things to know:

1. TAP is required!
To maximize your ASAP benefits, you must complete FAFSA and TAP each year!

2. TAP through the NYS DREAM Act:
If you’re not eligible for FAFSA, you may still qualify for TAP through the NYS DREAM Act application: https://www.hesc.ny.gov/applying-aid/nys-dream-act

3. Even if you’re denied…
You still have to apply! ASAP needs your TAP record on file.

4. Track your application:
Log in at HESC TAP to make sure your application is fully complete, and your school code is correct: https://www.hesc.ny.gov/my-hesc-account-access

BMCC= CUNY Manhattan CC 1404

5. Don’t wait!
The earlier you file, the sooner your aid is processed. Apply today: https://www.tap.hesc.ny.gov/totw/

TAP is a powerful resource for making your college journey more affordable, don’t leave it on the table!

Your financial aid is here to support your success, but did you know that your enrollment and class attendance directly affect your funding? By understanding a few key rules, you can avoid losing your aid and stay on track this semester.

1. Eligibility

Financial aid isn’t automatic, it’s awarded based on enrollment AND completing the semester successfully. Dropping or failing to finish courses can put your funding at risk.

2. Enrollment Matters

Withdrawals, drops, and not attending class (WN) can all affect your aid. That’s why it’s important to attend from day one and stay engaged throughout the semester.

3. Pro Tip

Always check the BMCC Academic Calendar for important drop and withdrawal deadlines. Withdrawing the wrong way could result in WN, WU, or F grades, which can negatively impact your record and your financial aid.

• Fall Regular 2025
• Fall 7W1 2025
• Fall 8W2 2025

4. Having Trouble Attending Class?

Don’t go through it alone. If something comes up and you’re struggling to attend, reach out right away to your professor or ASAP Advisor. The earlier you communicate, the more support you can get.

5. Get Support!

Your ASAP team is here to guide you. We’ll help you understand how changes like dropping or withdrawing will affect your aid, so you can make the best decision for your future.

Final Thoughts

Protecting your financial aid is about staying informed and connected. By enrolling, attending, and reaching out when you need help, you’ll set yourself up for a strong and successful semester.

📩 Questions? Email us at ASAPfinaid@bmcc.cuny.edu or stop by our office. We’re here for you!

SAP Requirements

To meet SAP, you must:

• Maintain a minimum GPA
• Complete a certain percentage of credits you attempt (also called Pace of Progression)
• Finish your degree within a set timeframe (Maximum Time Frame)

Even falling short in one area can affect your eligibility.

What if I’m Not Meeting SAP?

If you don’t meet SAP standards, your financial aid may be suspended, but don’t worry. You may be able to submit an appeal explaining your situation and request reinstatement.

📅 Fall 2025 SAP Appeal Deadline: November 5, 2025
🗣️ Talk to your ASAP Academic Advisor as soon as possible for guidance

Read the below guides:

• How to Access CUNY Student Forms for Financial Aid SAP Appeal
• How to Complete your Financial Aid SAP Appeal
• How to View SAP Appeal Status 

Tips to Stay on Track

• Use free tutoring services through ASAP
• Meet with your advisor regularly
• Reach out to your professors early if you’re struggling
• Make a plan and stick to your schedule

Need Help?

Whether you have questions about your SAP status or need help submitting an appeal, don’t wait, connect with your ASAP Academic Advisor or ASAP@bmcc.cuny.edu. We’re here to support your success every step of the way.

College can be expensive, but you don’t have to face it alone! If you’re a New York State resident, TAP (Tuition Assistance Program) can help you pay your tuition at BMCC.

What is TAP?

TAP is a grant provided by New York State to help eligible students cover tuition costs. Grants are different from loans because they do not need to be repaid, helping you stay on track financially while focusing on your education.

How to Apply:

• Complete the FAFSA to determine your federal and state financial aid eligibility.
• Complete the NYS TAP Application using the link provided after your FAFSA or directly at the HESC website.
• If you are undocumented, you can apply for TAP by first completing the NYS Senator Jose Peralta DREAM Act Application, which allows access to TAP and other NY State aid.

Why Should You Apply?

• Helps pay for tuition
• No repayment required
• Supports your goal of graduating without excessive debt

TAP is one of the many financial aid resources available to you as a BMCC student, and our ASAP Financial Aid team is here to help you apply and track your status.

Need assistance? The ASAP Financial Aid team is here to guide you through the TAP or DREAM Act application process and answer any questions you have. Email us at ASAPfinaid@bmcc.cuny.edu or visit us at our office to get started.

As we wrap up Summer Session 1 and welcome Summer Session 2, it’s time to start preparing for Fall 2025. Staying on top of your financial aid tasks now will help you avoid last-minute issues and ensure a smooth start to your semester.

Excelsior Scholarship Deadline: August 31, 2025

Thinking about applying for the Excelsior Scholarship for Fall 2025? The deadline to apply is August 31, 2025.

The Excelsior Scholarship can help cover tuition at CUNY, but you need to complete the application on time and meet eligibility requirements.

https://www.hesc.ny.gov/find-aid/nys-grants-scholarships/excelsior-scholarship-program

Need Help? Attend the HESC Info Session

Have questions about the Excelsior Scholarship or your financial aid?

HESC will be hosting a virtual presentation on Monday, July 21, 2025. This is a great opportunity to get your questions answered directly from New York State financial aid experts: https://openlab.bmcc.cuny.edu/asapfinancialaid/event/excelsior-scholarship-and-enhanced-tuition-award-eta-presentation-hosted-by-hesc/ 

What You Can Do Now:

• Mark your calendar for the Excelsior deadline on 8/31.
• Check your CUNYfirst To-Do List and clear any pending items.
• File your FAFSA and TAP if you haven’t done so.
• Attend the HESC info session on 7/21 to learn more about Excelsior and financial aid.

Taking these steps now will help you stay on track and ensure you have your financial aid ready for Fall.

Questions? Contact your ASAP Financial Aid Advisor via our email: ASAPfinaid@bmcc.cuny.edu, visit the office, or join a virtual session. We’re here to support you every step of the way.

As summer moves forward, it’s the perfect time to take a few minutes to check your financial aid status and clear your CUNYfirst To-Do List. Completing these tasks now will help you stay ready for the upcoming semester while enjoying your summer plans without unnecessary stress.

What Is Your CUNYfirst To-Do List?

Your To-Do List in CUNYfirst is a checklist of important financial aid and enrollment tasks that need your attention to ensure your aid is processed on time.

How to check your To-Do List:

1. Log in to CUNYfirst.
2. Go to Student Center.
3. Click on Tasks and Holds to view your To-Do items.

Filing FAFSA and TAP Is Just the First Step

Submitting your FAFSA or TAP application is an important step, but there may be additional requirements before your aid can be fully processed. Depending on your situation, you may need to:

• Complete the “Verify My FAFSA” task if you are selected for verification.
• Submit forms via StudentForms.
• Upload required documents to complete your application.

Completing these tasks promptly ensures there are no delays in your financial aid, helping you stay eligible for tuition coverage, your MetroCard, and textbook assistance through ASAP.

Why Complete These Tasks Now?

Taking care of your financial aid tasks during the summer allows you to:

• Avoid last-minute delays when classes begin.
• Secure your aid so you can focus on your academics.
• Enjoy your summer plans knowing your financial aid is ready for Fall.

Need Help?

Your ASAP Financial Aid team is here to guide you through each step. If you have questions about your To-Do List, FAFSA, TAP, or required documents:

• Contact us at ASAPfinaid@bmcc.cuny.edu

Checking off your financial aid tasks now is a small step that can make a big difference in preparing for a successful semester.

We’re excited to announce that ASAP Financial Aid is hiring for a “Peer Mentor: Digital Media & Design” position! We’re looking for a creative and motivated student who’s passionate about design, social media, and supporting their peers in navigating financial aid.

View the full job description below. If you believe you’re a great fit for the role, please submit your resume and cover letter to ASAPfinaid@bmcc.cuny.edu with the subject line: “ASAP Peer Mentor Application” by the deadline 4/30/2025.

Submit your 2025-2026 FAFSA and TAP applications by our priority deadline: March 1, 2025.
(For non-FAFSA filers, submit your TAP application through the NYS DREAM Act Application)

5 Reasons to File by the Deadline:

1. Plan Ahead!
   Get your financial aid package on time so you can plan, budget, and explore additional funding options if necessary.
2. Unlock Summer Aid!
   Taking classes in Summer 2025? Filing on time helps determine your eligibility for summer grants, scholarships, and book funding.
3. Reduce Stress!
   Filing on time gives you extra time to submit required documents and resolve any questions with the Financial Aid Office—no last-minute rush!
4. Meet ASAP Requirements!
   Filing by the March 1st priority deadline is a mandatory ASAP requirement. Filing on time ensures your financial aid package is ready to meet Bursar tuition payment deadlines and keep you eligible for ASAP support.
5. Access More Opportunities!
   Limited funds, like Federal Work-Study, are often awarded on a first-come, first-served basis. Filing on time boosts your chances of securing these resources!

Don’t wait—take the first step toward securing your financial aid today!