Apple Pay is not a method of payment I use commonly myself, but I do know many others who do so as a result I have Apple Pay so that I can receive or send payments myself for the ease of whoever I’m making the exchange with. For example, my roommate uses Apple Pay to send me her portion of our utility bills. I definitely think Apply Pay…[Read more]

I had no idea that Klarna has been around for so long! I agree there’s some advantages with BNPL companies only performing “soft-credit” checks, however, if payments are not kept up with they take a severe hit to you and that’s often where these companies end up making their money. I think BNPL can be helpful with certain purchases…[Read more]

Briefly explain briefly the alternative form of payment that you researched and how it works as an alternative to traditional cash.
What are the advantages of this form of payment?
Are there disadvantages or risks associated with the form of payment that you researched?
As a consumer yourself, do you use any forms of cash alternatives? Which ones?…

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The article that you chose is very interesting. I’m glad that at least 72% of Americans don’t believe that AI can replicate the creativity of humans, and am very much in agreement with that. I also don’t personally understand (I do, it’s generally greed) why people would desire to take out the humanness of various art forms when…[Read more]

You’re definitely right that within our own localized communities, we’re very much impacted by the costs of oil. When the majority of Americans live paycheck to paycheck, having the additional unpredictable cost of gas prices can certainly be burdensome. I agree with Roaa that these gas price increases are much more noticeable in…[Read more]

Choose an article on a topic (product/good/service) that affects your daily life. Briefly tell us what your article is about. Which aspect of the article’s discussion affects your daily life? What factors do you think are influencing the supply and demand of the product/good/service that is the subject of your article? Include the URL of the Web s…

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I like the points you raise regarding the widespread adoption of apple pay by retailers. I think that during the pandemic, contactless payment methods became widespread as people wanted to minimize contact at the register while shopping in a store. I also think it is very convenient to use apple pay on websites through safari because…[Read more]

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It’s pretty cool that you are able to use a form of payment that does not involve a bank government or institution.I like how you explained what bitcoin is in thorough answers. I’ve actually never really looked into bitcoin because of the disadvantages that you mentioned although it is very accessible , in my eyes it seems a tiny bit…[Read more]

The alternative form of payment you researched is super common, especially for me. I feel like Apple Pay has made a huge difference, especially like you said it takes as fast as 29 seconds to complete a transaction and I feel like nowadays with everything going on you just want to be in and out of a store especially while checking…[Read more]

Great topic choice! In theory, I like the fact that you’re able to collect and own real world objects as digital assets, but all the disadvantages associated with ownership would be red flags if it were anything else. I have not purchased any NFT’s myself personally, however I do know quiet a few people who have spent practically…[Read more]

Great job on your response and  I agree having strong and affective passwords are good ways to ensure the security on banking accounts it provides safety and reinsurance that everything is going fine also checking the accounts helps know what transactions are being placed.

That was a very detailed and informative post on Klarna. I personally have never used any of these services myself, but it seems like almost every website has partnered with Klarna or a competitor who offers similar services to their customers. I can see how being able to receive an item now and delaying payment to the future might seem…[Read more]

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Good job on your response I agree with your advantages of Apple Pay it’s an easy payment option and it is much quicker than having to insert and card a type your PIN into a machine.

Great job on your response I found the article interesting and healthcare is important to the economy since it ensures the safety of our loved ones

I agree you never know the impact a conversation can have on someone’s life.

The demand for AI innovation is growing, so I’m interested to see how this drives innovation moving forward.

Great topic. I just recently transitioned to hybrid work and I’m currently reconsidering my living situation due to the high rent and high crime. The issue I’m having like most is the supply is not meeting the demand which in turn is inflating the prices where ever I look. This article and your summary has given me a better…[Read more]

Hi Joshua, you raise some good points as it’s definitely concerning that the rate for these data centers is exceeding power available in certain regions. I googled a few of the top data center companies in America, and interestingly, I see many data center operators investing in more efficient cooling technologies that would help make…[Read more]